Find peace of mind when you insure online

Blog post posted on 01/05/23 |

Find peace of mind when you insure online. For a quick, comparative car insurance quote, try Cornmarket’s online service – with an exclusive Price Match for IAM RoadSmart members.

Searching for car insurance is a job that can come around too soon, but it’s an essential task. When your policy’s due for renewal, it pays to shop around – particularly with many of us keeping an eye on our finances. Of course, time is tight for people too, but Cornmarket’s online quotation service is an efficient way to compare and buy car insurance, at any time of day – or night!

How does it work?

Any IAM RoadSmart member looking for car insurance is eligible to use Cornmarket’s online quote service. You can access the same products that are on offer to you over the phone but in the more convenient online format, which should take only three to four minutes to complete.

It’s important to use your IAM RoadSmart membership number and password to log in at the start of the process so you can access the best offers, tailored for members. Your spouse or partner can also use your log-in details to get their own quote.

You’ll need to answer a few questions about you and your car. 

The website is easy to use, but if you need assistance there’s a help box next to each question with an explanation on how to complete it.

Once you’ve added the information about you and your vehicle you’ll be asked to provide the best quote you’ve had so that Cornmarket can offer its unique Price Match service. This can be from your current insurance provider’s renewal offer or another insurer.

What is price match?

Cornmarket will search its panel of over 15 insurers to find the policy that’s right or you and your car. However, if you find a better-priced policy elsewhere just enter these details when you’re getting the quote (you'll be asked to send proof). While Cornmarket doesn’t have access to all policies in the market it welcomes the challenge to beat any premium you find on a like-for-like basis, subject to terms and conditions.

As a guide, in August 2022 the market rate average for car insurance was £325.74 whereas 52% of Cornmarket’s new car insurance policies sold to IAM RoadSmart members were £275 or less*.

Peace of mind

Once you’ve added your best price into the online form, you’ll be given up to three comparative cover options from Cornmarket’s panel of insurers. 

You can then choose the policy that  best suits your needs and buy it straight away or come back to the quote later.  If you’d like a second opinion, make a note of your quote reference number  and speak to one of Cornmarket’s insurance specialists on the phone,  who can then complete the cover for you.

Optional extras

Optional extras are often the first thing to be dropped when you’re looking for a low price, but they’ll save you money if you ever need them. Price comparison websites will treat windscreen cover, courtesy cars and personal accident cover as optional extras, but at IAM Cornmarket we include them as standard. There are two optional extras we should all consider:

Motor legal cover:

This is one product everyone needs, and the price does reflect the quality of cover you get. The £5 legal covers are unlikely to offer the same protection as those that are more expensive. Or if they do, the limits on cover are considerably lower. Cornmarket offers great value legal expenses cover at £39.99.

Breakdown cover:

A breakdown is stressful, especially when you consider the potential costs of having your vehicle recovered and repaired. There are various levels of cover, and it doesn’t have to be expensive if you choose the right product. Do you need assistance if your vehicle won’t start at home? Would you want your vehicle to be brought home if you broke down on the road? Weigh up the options and make an informed choice before you buy the lowest level of breakdown cover or rule it out entirely. Cornmarket's breakdown cover starts from just £31.

Next steps

If your car insurance is due for renewal, compare your best price with Cornmarket’s online quote service. 

To start your online quote or call 028 9044 5063, or click here. It's easy, fast and could save you money.