We make better drivers and riders

Enhanced insurance rewards for Fellow members

Our Fellow membership tier was created in conjunction with our insurers Cornmarket Insurance Services to reward and recognise those members who keep their advanced skills up to date. After ten years together we now have the proof that the longer the time since taking our advanced test, the greater the chance of being involved in a claim. Not really surprising as all skills diminish over time if they are not invested in and maintained.

Now those driving members who commit to a regular retest by becoming a Fellow will gain additional benefits and policy inclusions. Our intention is to reward members who keep their skills up to date, rather than penalise those who don't.

Currently additional benefits are not available to motorcycle Fellow members due to the low premium prices for motorcycle insurance. We are looking at ways to provide additional benefits for motorcycle Fellows - motorcycle fellows will receive the additional benefits if they have car insurance with Cornmarket Insurance Services. 

Six insurance services for our Fellow members

As an IAM RoadSmart Fellow member you can benefit from a range of six insurance services from Cornmarket Insurance Services PLUS receive additional recognition and rewards for committing to keeping your advanced driving skills up to date.

The additional benefits for car insurance include:

  • no upper age restriction on joining the members only car insurance scheme
  • plus free breakdown cover (from start of new policy or renewal)
  • legal helpline services

With over 40,000 policies held on behalf of our members, they are able to provide the highest levels of personal service and competitive quotations for you.

To get the very best service from them we recommend that you share your renewal or competitor quotations with Cornmarket Insurance Services when asking for a quotation or agreeing a renewal premium. This will enable Cornmarket Insurance Services to create a competitive package of price and also desired policy inclusions for you.

Three awards from Consumer Intelligence

Cornmarket Insurance Services was voted the UK’s best value car insurance in the Auto Express Driver Power survey of 60,000 motorists in 2015. The survey found that 96% of existing customers would renew their policy (2)

Why’s it so popular? Auto Express cited “good value and excellent service”, such as our UK-based claims team. Our own figures show that 92% of IAM RoadSmart members get a cheaper quote when they contact us (1)

We've also been awarded three accolades by Consumer Intelligence.

CI award logos

Car insurance

Cornmarket's comprehensive car insurance recognises and rewards the fact that IAM RoadSmart members are safer drivers. Get a quote.

Motorcycle insurance

Cornmarket's offers riders a tailored service and beat competitor bike quotes in nine out of ten cases. Call 02890 445 062

Classic car insurance

Your classic deserves a special kind of insurance policy. Our cover is tailored to suit your cherished vehicle. Call 02890 445 062

Home insurance

Benefit from competitively priced contents and buildings insurance with excellent cover. Get a quote.

Travel insurance

We offer competitive premiums for your travel insurance requirements. Get an instant online quote. Get a quote

Family member insurance

A competitive car and motorcycle insurance scheme for IAM RoadSmart members' immediate family (spouses and children) who are not IAM RoadSmart members. Get a quote.

Republic of Ireland member insurance services

IAM RoadSmart now offers a new insurance service in Ireland through Cornmarket Group Financial Services which deliver real value on your car, home, travel and health insurance.

Get a quote by Clicking here   

Call (01) 408 6223






Office hours: Mon to Thurs 9am to 5.30pm; Fri 10am to 5pm and Sat: 9am to 12.30pm.

IAM Surety is a trading brand of Cornmarket Insurance Services Limited.

1st floor, Boucher Plaza, 4 6 Boucher Rd, Belfast, BT12 6HR.

IAM RoadSmart is an Introducer Appointed Representative (IAR) for Cornmarket Insurance Services Ltd

Cornmarket Insurance Services is available to IAM RoadSmart members who’ve passed the IAM RoadSmart Car/Motorbike Test and meet acceptance criteria.

Cornmarket Insurance Services policies are arranged with selected insurers via Cornmarket.

Car insurance: UK proposers must be aged between 19 and 85 inclusive and named drivers between 21 and 85 inclusive. If you fall outside this age group, we deal with a number of quality UK car insurers and will endeavour to find you car insurance outside of this scheme. Young IAM RoadSmart Advanced 19+ drivers driving a low-grouped car can benefit from reduced car insurance.

(1) 92% – based on new car insurance quotes given by Cornmarket Insurance Services to UK IAM RoadSmart  Members in Feb 2016, for those who met acceptance criteria.

(2) Auto Express Driver Power survey of more than 60,000 UK motorists. Voted the UK’s number one for value for money in 2013 and 2012. Voted number 1 best car insurance provider 2015. In this same poll, 96% of customers said that they would renew.

(3) Cornmarket Insurance Services Home insurance is available to UK IAM RoadSmart members who meet acceptance criteria. Certain post codes excluded. Other providers charge upwards of £60 for a comparable service.  Up to £250 (terms & conditions apply).Terms and conditions apply.

(4) 90.8% -based on new motorbike insurance quotes given by Cornmarket Insurance Services to UK IAM Roadsmart Members in Feb 2016, for those who met acceptance criteria.

(5) Maximum vehicle age 8 years, maximum mileage 80,000.